Sunday, 22 October 2017

Newsroom

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source https://studentloanrelief.us/newsroom/

Durbin, Cohen as well as Others Present Regulation to Bring Back Justness in

Exactly how Will The Student Loan Bill Influence Students? – Fastweb

Jason Spencer Dallas

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Jason Spencer Dallas



source https://studentloanrelief.us/exactly-how-will-the-student-loan-bill-influence-students-fastweb/

Congress Passes Legislation Ending the Federally-Guaranteed …

Jason Spencer Dallas

See the initial message:.

Congress Passes < b > Legislation Ending the Federally-Guaranteed < b > …

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Jason Spencer Dallas



source https://studentloanrelief.us/congress-passes-legislation-ending-the-federally-guaranteed/

Response to False Accusations by Tennessee Better Business Bureau and attempted Blackmail to take down story

Jason Spencer Dallas


draft-concerning BBB false accusations | Jason Spencer Student Loan Relief The below article is false and I have proof via a law firm in San Francisco that found who the real owners of the site mentioned below are.   They attempted to make it look like I owned it.  Why?  I would love to know.  But what I do know is when the Middle TN BBB was shown this evidence they woman [ ] | jason-spencer-dallas Source
http://bit.ly/2ir272G

The post Response to False Accusations by Tennessee Better Business Bureau and attempted Blackmail to take down story appeared first on Jason Spencer Dallas Student Loan Relief | Jason Spencer Dallas.
Jason Spencer Dallas



source https://studentloanrelief.us/response-to-false-accusations-by-tennessee-better-business-bureau-and-attempted-blackmail-to-take-down-story/

Sunday, 15 October 2017

Student loan help: Victims of for-profit Corinthian Colleges get federal relief Jason Spencer Dallas Texas

Jason Spencer Dallas


Former students of the defunct for-earnings Corinthian Colleges and its subsidiaries have the risk of requesting for financial loan discharges thanks to the US Division of Education. Manuel Rapalo has the latest on the tale from our Los Angeles studio. Find RT America in your place: Or view us on the web: Like us on Facebook Comply with us on Twitter Jason Spencer Dallas Texas | jason-spencer-dallas Source
http://bit.ly/2yisEFZ

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Jason Spencer Dallas



source https://studentloanrelief.us/student-loan-help-victims-of-for-profit-corinthian-colleges-get-federal-relief-jason-spencer-dallas-texas/

Saturday, 14 October 2017

Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown

Jason Spencer Dallas


Write your message here. #FlashbackFridayhttps://studentloanforgiveness.com/response-false-allegations-ag-paxton-deceptive-student-loan-relief-company-halted-ftc-nationwide-crackdown/ | jason-spencer-dallas Source
http://bit.ly/2ga0e6f

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Jason Spencer Dallas



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Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown | Jason Spencer Dallas

Jason Spencer Dallas


Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown-jason spencer dallas-Jason Spencer-Dallas
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Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown | Jason Spencer Dallas

Jason Spencer Dallas


Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown-Jason spencer student loan relief-Jason Spencer-Dallas
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Jason Spencer Dallas



source https://studentloanrelief.us/response-to-false-allegations-by-ag-paxton-deceptive-student-loan-relief-company-halted-during-ftc-nationwide-crackdown-jason-spencer-dallas/

Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown

Jason Spencer Dallas


Jason Spencer Dallas Jason Spencer Student Loan Relief & Forgiveness Website
http://bit.ly/2zmifGM

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Jason Spencer Dallas



source https://studentloanrelief.us/response-to-false-allegations-by-ag-paxton-deceptive-student-loan-relief-company-halted-during-ftc-nationwide-crackdown-4/

Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown

Jason Spencer Dallas


Jason Spencer Dallas has served his community in various roles over the past few years. With nearly a decade of professional experience in Finance and Consultancy, Jason Spencer Dallas’s specialty has become thinking outside the box, generating and adapting to great change.
http://bit.ly/2zkojzH

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Jason Spencer Dallas



source https://studentloanrelief.us/response-to-false-allegations-by-ag-paxton-deceptive-student-loan-relief-company-halted-during-ftc-nationwide-crackdown-3/

Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown

Jason Spencer Dallas


Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown Student Loan Relief, founded by Jason Spencer Dallas Texas, offers an affordable way to make your Federal Student Loan debt easier to manage. Our Alumni Financial Aid Advisors work with you to identify the best combination of Federal, State, and/or Local programs for which you qualify.
http://bit.ly/2z7ccVL

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Jason Spencer Dallas



source https://studentloanrelief.us/response-to-false-allegations-by-ag-paxton-deceptive-student-loan-relief-company-halted-during-ftc-nationwide-crackdown-2/

Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown

Jason Spencer Dallas


Response: This so insane.  That company Has been shut down since 2012.  SLR LLC.  And it never had a single client affiliated with it.  The only thing that company ever did was apply to the Dallas BBB so I have to assume that is where this is coming from.  Also we have been closed for a year and a half so not sure how they shut down operations today.  I [ ] | jason-spencer-dallas Source
http://bit.ly/2g8rDp7

The post Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown appeared first on Jason Spencer Dallas Student Loan Relief | Jason Spencer Dallas.
Jason Spencer Dallas



source https://studentloanrelief.us/response-to-false-allegations-by-ag-paxton-deceptive-student-loan-relief-company-halted-during-ftc-nationwide-crackdown/

Friday, 13 October 2017

Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown

Jason Spencer Dallas

Response:

This so insane.  That company Has been shut down since 2012.  SLR LLC.  And it never had a single client affiliated with it.  The only thing that company ever did was apply to the Dallas BBB so I have to assume that is where this is coming from.  Also we have been closed for a year and a half so not sure how they shut down operations today.  I haven’t heard anything from the Texas AG in my entire life so this is news to me.  Also to the allegations of deceptive advertising—we never advertised—endless Student Loan companies on the radio, internet, facebook, and in your mail box advertisging and we were never one of them.  Nor did we EVER take a dime upfront—as every other company in this nation offering a similar service did such as Broadsword Student Loans in Dallas Texas run by Ken Talbert and James Talbert –two of the most horrible human beings this world has ever seen.as been shut down since 2012.  SLR LLC.  And it never had a single client affiliated with it.  The only thing that company ever did was apply to the Dallas BBB so I have to assume that is where this is coming from.  Also we have been closed for a year and a half so not sure how they shut down operations today.  I haven’t heard anything from the Texas AG in my entire life so this is news to me.  Also to the allegations of deceptive advertising—we never advertised—endless Student Loan companies on the radio, internet, facebook, and in your mail box advertisging and we were never one of them.  Nor did we EVER take a dime upfront—as every other company in this nation offering a similar service did such as Broadsword Student Loans in Dallas Texas run by Ken Talbert and James Talbert –two of the most horrible human beings this world has ever seen.

jason-spencer-dallas
 

AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown

Friday, October 13, 2017 – Austin 

AUSTIN – Texas Attorney General Ken Paxton today announced that his office filed an action against Jason Spencer, the operator of an alleged student loan debt relief scam called Student Loan Relief, LLC. Spencer allegedly engaged in false, misleading or deceptive practices in violation of the Texas Deceptive Trade Practices Act and Texas Finance Code, including providing unauthorized services, falsely advertising online, and charging premature or unauthorized fees.

This lawsuit is part of a national crackdown, “Operation Game of Loans” announced today in partnership with the Federal Trade Commission and state attorneys general across the country. Operation Game of Loans is the first state-federal law enforcement initiative targeting student loan debt relief scams that falsely promise to help reduce or forgive student loan debt burdens, and pretend to be affiliated with the government or consumers’ loan servicers. The announcement includes more than 30 actions by the FTC and state attorneys general.

“This crackdown holds scammers accountable for their abusive practices, and will protect hardworking Texans as they pay back their student loans,” Attorney General Paxton said. “Students are among Texas’ most valuable resources, and my office will not allow deceptive loan relief companies to take advantage of their aspirations to further their education.”

For information about how to avoid falling victim to these scams, visit ftc.gov/StudentLoans or texasattorneygeneral.gov/cpd/frauds-and-scams. For information about existing repayment and forgiveness programs available to borrowers at no cost, visit StudentAid.gov.

Consumers should remember that only scammers promise fast loan forgiveness, and consumers should never pay an upfront fee for help or share their Federal Student Aid ID with anyone.

Consumers can apply for loan deferments, forbearance, repayment, and forgiveness or discharge programs directly through the U.S. Department of Education or their loan servicer at no cost; these programs do not require the assistance of a third-party company or payment of application fees. For federal student loan repayment options, visit StudentAid.gov. For private student loans, contact the loan servicer directly.

To view a copy of the petition filed in Texas, click here: http://bit.ly/2y9rZny

The post Response to False Allegations by AG Paxton: Deceptive Student Loan Relief Company Halted During FTC Nationwide Crackdown appeared first on Jason Spencer Dallas Student Loan Relief | Jason Spencer Dallas.
Jason Spencer Dallas



source https://studentloanrelief.us/response-false-allegations-ag-paxton-deceptive-student-loan-relief-company-halted-ftc-nationwide-crackdown/

Response to False Accusations by Tennessee Better Business Bureau and attempted Blackmail to take down story

Jason Spencer Dallas

draft-regarding BBB false accusations

NASHVILLE, Tenn. – Student loan debt forgiveness is a hot topic these days and predatory companies are doing their best to cash in on it.
These companies call, email and post ads on social media looking for distressed borrowers who will believe the too good to be true claims. Some companies promise thousands of dollars in savings and claim they have special expertise or relationships with the Department of Education.
Student Loan Forgiveness Club (phone: 1-844-766-3462 | website: studentloanforgiveness.club) posts ads on social media targeting specific post secondary school borrowers. Students responding to the ads are immediately contacted after entering their contact information on the website. The company asks students for $600 up front or 3 payments of $200 to start the process.
BBB’s investigation determined www.studentloanforgiveness.club is using WhoisGuard, a company out of Panama, to hide domain registration information. BBB also found the website and Facebook pages for the company were created in January 2016.
Further investigation by BBB determined Jason Spencer, associated with the Student Loan Forgiveness Club is also identified in BBB records as CEO of Student Loan Relief. According to BBB Dallas Texas, Student Relief failed to respond to 26 complaints, most alleging the company collected fees from consumers and failed to provide services, failed to cancel services and failed to provide requested refunds resulting in an F Rating with BBB Dallas.
How to AVOID a Student Loan Scam
• Never pay upfront. Real lenders will take a percentage once their service is complete. You don’t need to pay an upfront fee beforehand.
• Know your options. If you are having trouble paying your student loans, contact your lender directly. You can research programs offered by the federal government.
• Never give a 3rd party power of attorney. Don’t sign anything giving a company the power to negotiate on your behalf. A scam company can use this to take control over your loans.
• If it seems too good to be true… It probably is. Any company that claims it can erase your student loan debt in minutes isn’t being truthful. Don’t bother responding to the ad or email.
Protect Yourself
According to the U.S. Department of Education, if you took out federal student loans to pay for college you never have to pay to get help managing your student loan debt; the Department of Education offers assistance for free. The Consumer Financial Protection Bureau states paying a student loan relief company money to relieve debt is not the best choice because:
• Enrollment in alternative repayment programs, like Income-Based Repayment (IBR), is available at no cost to federal student loan borrowers.
• Debt relief companies do not have the ability to negotiate with your creditors in order to obtain a “special deal” under these federal student loan programs. Payment levels under IBR and other federal income-driven repayment plans are set by federal law.
• Any claims by debt relief companies to the contrary may be misleading and potentially a violation of law.
For additional information about coping with student loan repayment problems, visit studentloanborrowerassistance.org, a helpful website resource in Spanish and English provided by the National Consumer Law Center.
Filed under: Business, Education Tagged With: better business bureau, debt forgiveness, student loan scam, student loans

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Jason Spencer Dallas



source https://studentloanrelief.us/response-false-accusations-tennessee-better-business-bureau-attempted-blackmail-take-story/

Tuesday, 10 October 2017

5 Reasons Student Loans are Bulls**t | Decoded | MTV News Jason Spencer Dallas Texas

Jason Spencer Dallas


Franchesca Ramsey: Introduced to you with adore by: Created by: University student Loans! Whether you dislike them or dislike them, you might be almost certainly likely to have to deal with them in one way or one more. Why? Since above 40 Million youthful(ish) People in america owe above 1.2 Trillion bucks in college student loan personal debt and thousands and thousands of some others have this spectre of personal [ ] | jason-spencer-dallas Source
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Jason Spencer Dallas



source https://studentloanrelief.us/5-reasons-student-loans-are-bullst-decoded-mtv-news-jason-spencer-dallas-texas-2/

Friday, 29 September 2017

5 Reasons Student Loans are Bulls**t | Decoded | MTV News Jason Spencer Dallas Texas

Jason Spencer Dallas


Franchesca Ramsey: Introduced to you with adore by: Created by: University student Loans! Whether you dislike them or dislike them, you might be almost certainly likely to have to deal with them in one way or one more. Why? Since above 40 Million youthful(ish) People in america owe above 1.2 Trillion bucks in college student loan personal debt and thousands and thousands of some others have this spectre of personal [ ] The post 5 Reasons Student Loans are Bulls**t | Decoded | MTV News Jason Spencer Dallas Texas appeared first on Jason Spencer Dallas | Fed Student Loan Relief Inc.
http://bit.ly/2wpWT9t

The post 5 Reasons Student Loans are Bulls**t | Decoded | MTV News Jason Spencer Dallas Texas appeared first on Jason Spencer Dallas Student Loan Relief | Jason Spencer Dallas.
Jason Spencer Dallas



source https://studentloanrelief.us/5-reasons-student-loans-are-bullst-decoded-mtv-news-jason-spencer-dallas-texas/

Wednesday, 27 September 2017

Navient aka Sallie Mae Takes Another Massive Student Loan Scam Loss in Court | Jason Spencer

Jason Spencer Dallas


Student loan giant Navient Corp., the industry’s largest, has suffered a pair of courtroom defeats in its try to block government lawsuits alleging borrowers had been mistreated according to jason spencer dallas. The losses come in a trio of lawsuits filed in January by the U.S. Consumer Economic Protection Bureau and state attorneys common of Washington and Illinois. They collectively allege Navient mistreated hundreds of thousands of student debtors by taking shortcuts to lessen its own costs, even [ ] The post Navient aka Sallie Mae Takes Another Massive Student Loan Scam Loss in Court | Jason Spencer appeared first on Jason Spencer Dallas | Fed Student Loan Relief Inc.
http://bit.ly/2wktiOX

The post Navient aka Sallie Mae Takes Another Massive Student Loan Scam Loss in Court | Jason Spencer appeared first on Jason Spencer Dallas Student Loan Relief | Jason Spencer Dallas.
Jason Spencer Dallas



source https://studentloanrelief.us/navient-aka-sallie-mae-takes-another-massive-student-loan-scam-loss-in-court-jason-spencer/

dfw.cbslocal.com/2016/02/24/student-loan-ceo-cries-over-complaints-against-company

Sunday, 24 September 2017

Student Loan Relief Client NELNET FAQ | Jason Spencer Dallas

Jason Spencer Dallas


Student Loan Relief Client NELNET FAQ | Jason Spencer Dallas jason spencer dallas ABOUT YOUR STUDENT LOAN(S) Does Nelnet own my student loan(s)? It is possible that Nelnet owns your student loan, although we also act as a student loan servicer (provide customer service for loans on behalf of many other lenders). Get the details on all of your student loans (ones with Nelnet and with other customer service providers) [ ] The post Student Loan Relief Client NELNET FAQ | Jason Spencer Dallas appeared first on Jason Spencer Dallas | Fed Student Loan Relief Inc.
http://bit.ly/2wf9wEz

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Jason Spencer Dallas



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Jason Spencer – Executive Board Member @ Nino’s Del Sol | crunchbase

Jason Spencer Dallas


Jason-Spencer-Dallas
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Jason Spencer Dallas



source https://studentloanrelief.us/jason-spencer-executive-board-member-ninos-del-sol-crunchbase/

The Price Of Being A Student | Jason Spencer Dallas – Wattpad

Jason Spencer Dallas


Read story The Price Of Being A Student | Jason Spencer Dallas by jasonspencertexas (Jason Spencer Dallas) with 1 reads. jason-spencer-dallas, dallas, ceo…
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Jason Spencer Dallas



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Jason Spencer Dallas Texas – Google+

Jason Spencer Dallas


Jason Spencer Dallas Texas – Google+
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Jason Spencer Dallas



source https://studentloanrelief.us/jason-spencer-dallas-texas-google-3/

Instapaper

Jason Spencer Dallas


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Jason Spencer Dallas



source https://studentloanrelief.us/instapaper/

Saturday, 23 September 2017

Obama Blamed Police For Dallas Shooting And You’re Mad About Trump’s Speech? Jason Spencer Dallas Texas

Jason Spencer Dallas


Guidance ME Patreon.com/VincentJames Guidance TRE Patreon.com/TheRedElephants If you criticized Trump s speech on Charlottesville however you said nothing about Obam blaming cops for the Dallas law enforcement shootings you are the incredibly definition of a hypocrite. Here is whyJason Spencer Dallas Texas The post Obama Blamed Police For Dallas Shooting And You re Mad About Trump s Speech? Jason Spencer Dallas Texas appeared first on Jason Spencer Dallas | Fed Student Loan Relief.
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The post Obama Blamed Police For Dallas Shooting And You’re Mad About Trump’s Speech? Jason Spencer Dallas Texas appeared first on Jason Spencer Dallas Student Loan Relief | Jason Spencer Dallas.
Jason Spencer Dallas



source https://studentloanrelief.us/obama-blamed-police-for-dallas-shooting-and-youre-mad-about-trumps-speech-jason-spencer-dallas-texas/

Thursday, 21 September 2017

Jason Spencer Dallas Response to Cristin Severance’s CBS Local News Story about Dallas Based Student Loan Relief Inc

Jason Spencer Dallas


Jason Spencer Dallas Response to Cristin Severance s CBS Local News Story about Dallas Based Student Loan Relief Inc Coming Soon work in progress Sherrie Fuller got her accounting degree while raising 6 kids She got her degree after all of her children were adults Student Loan Relief is not a charity Correct, nor do we say we are not on the web nor to any clients.  However, Cristin was filming at the [ ] The post Jason Spencer Dallas Response to Cristin Severance s CBS Local News Story about Dallas Based Student Loan Relief Inc appeared first on Jason Spencer Dallas | Fed Student Loan Relief Inc.
http://bit.ly/2w9s8FJ

The post Jason Spencer Dallas Response to Cristin Severance’s CBS Local News Story about Dallas Based Student Loan Relief Inc appeared first on Jason Spencer Dallas Student Loan Relief | Jason Spencer Dallas.
Jason Spencer Dallas



source https://studentloanrelief.us/jason-spencer-dallas-response-to-cristin-severances-cbs-local-news-story-about-dallas-based-student-loan-relief-inc/

Wednesday, 6 September 2017

Jason-Spencer-Dallas – Jason Spencer Dallas Texas Founder of Student Loan Relief Inc

Jason Spencer Student Loan

Jason Spencer Student Loan Relief Jason-Spencer-Dallas - Jason Spencer Dallas Texas Founder of Student Loan Relief Inc
http://www.jason-michael-spencer.com/blog/httpifttt2tcdssc3967126
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Jason Spencer Student Loan



source https://studentloanrelief.us/jason-spencer-dallas-jason-spencer-dallas-texas-founder-of-student-loan-relief-inc-2/

Jason-Spencer-Dallas – Jason Spencer Dallas Texas Founder of Student Loan Relief Inc

Jason Spencer Student Loan

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Jason Spencer Student Loan



source https://studentloanrelief.us/jason-spencer-dallas-jason-spencer-dallas-texas-founder-of-student-loan-relief-inc/

https://www.crunchbase.com/person/jason-spencer-3

Jason Spencer Student Loan

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Jason Spencer Student Loan



source https://studentloanrelief.us/httpswww-crunchbase-compersonjason-spencer-3/

8 Intelligent Moves for Those Stuck in Student Loans | HuffPost

Jason Spencer Student Loan

Jason Spencer Student Loan Relief 8 Intelligent Moves for Those Stuck in Student Loans | HuffPost
http://www.huffingtonpost.com/adeyemi-adetilewa/8-intelligent-moves-for-t_b_12362696.html
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Jason Spencer Student Loan



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Jason-Spencer-Dallas – Jason Spencer Dallas Student Loan Relief Inc

Jason Spencer Student Loan

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Jason Spencer Dallas Texas Student Loan Relief Inc
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Jason Spencer Student Loan



source https://studentloanrelief.us/jason-spencer-dallas-jason-spencer-dallas-student-loan-relief-inc-3/

Jason Spencer Dallas – Jason Spencer Dallas Student Loan Relief Inc

Jason Spencer Student Loan

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Jason Spencer Student Loan



source https://studentloanrelief.us/jason-spencer-dallas-jason-spencer-dallas-student-loan-relief-inc-2/

Jason-Spencer-Student-Loan-programs

Jason Spencer Student Loan

Jason Spencer Student Loan Relief Jason-Spencer-Student-Loan-programs
Student Loan Relief, founded by Jason Spencer Dallas Texas, offers an affordable way to make your Federal Student Loan debt easier to manage.
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Jason Spencer Student Loan



source https://studentloanrelief.us/jason-spencer-student-loan-programs/

Jason-Spencer-Student-Loan-Contact – Jason-Spencer-Student-Loan

Jason Spencer Student Loan

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Jason Spencer Student Loan



source https://studentloanrelief.us/jason-spencer-student-loan-contact-jason-spencer-student-loan/

JASON SPENCER STUDENT LOAN EXPERT IN DALLAS TEXAS – Jason Spencer’s Personal Blog

Jason Spencer Student Loan

Jason Spencer Student Loan Relief JASON SPENCER STUDENT LOAN EXPERT IN DALLAS TEXAS - Jason Spencer's Personal Blog
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Jason Spencer Student Loan



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Jason-Spencer-Student-Loan-About – Jason-Spencer-Student-Loan

Jason Spencer Student Loan

Jason Spencer Student Loan Relief Jason-Spencer-Student-Loan-About - Jason-Spencer-Student-Loan
Jason-Spencer-Student-Loan-About
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Jason Spencer Student Loan



source https://studentloanrelief.us/jason-spencer-student-loan-about-jason-spencer-student-loan-2/

Jason Spencer Dallas Texas Contact – JASON SPENCER STUDENT LOAN EXPERT IN DALLAS TEXAS

Jason Spencer Student Loan

Jason Spencer Student Loan Relief Jason Spencer Dallas Texas Contact - JASON SPENCER STUDENT LOAN EXPERT IN DALLAS TEXAS
All the best information about Jason Spencer Student Loan Relief, Jason Michael Spencer, CEO, Pictures, Images, News, Location, Employement College, Eduation, Family, Contact Information, Reviews, Blog and many many other important and interesting thing
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Jason Spencer Student Loan



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Jason Spencer Dallas News – JASON SPENCER STUDENT LOAN EXPERT IN DALLAS TEXAS

Jason Spencer Student Loan

Jason Spencer Student Loan Relief Jason Spencer Dallas News - JASON SPENCER STUDENT LOAN EXPERT IN DALLAS TEXAS
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Tuesday, 5 September 2017

How to Pause Your Student Loan Payments | Student Loan Forbearance’s & Deferment’s | Jason Spencer Dallas

Jason Spencer Student Loan

How to Pause Your Student Loan Payments | Student Loan Forbearance’s & Deferment’s | Jason Spencer Dallas

Jason Spencer Student Loan Relief How to Pause Your Student Loan Payments | Student Loan Forbearance's & Deferment's | Jason Spencer Dallas

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According to Jason Spencer Dallas, Students are burdened with student loan debt like never before. Americans owe over $1.4 trillion in student loan debt and the average graduate walks away with $37,172 in debt. Keeping up with your payments can be difficult, especially if you’re facing hardships like unemployment or a medical emergency.

If you’re in a tough spot, you have options you can use so you don’t default on your loans. If you have federal student loans, you can use deferment or forbearance to get through a rough patch. While using either option is not ideal, they can be a tool to help you get back on your feet according to Jason Spencer Dallas.

Student loan deferments

Student loan deferment is a federal repayment option that allows you to pause your student loan payments for up to three years. Depending on the type of loan you have, you may not be responsible for interest charges that accrue on your loan.
ProsIf you defer your student loans, you can stop making payments without entering default or damage your credit. That can free up money in your budget to pay for other demands, such as medical bills or rent. Having that breathing room can allow you to focus on getting your finances back on track.

If you have subsidized student loans, the government will pay interest that accrues while your debt is in deferment.

Jason Spencer Student Loan CBS Local News BBB Better Business Bureau Dallas BBB DFW

ConsIf your loans are unsubsidized, the government won’t cover the interest that accrues on your debt. That means your loan balance can grow while you’re in deferment and you can end up paying back thousands more in interest once deferment is over.
How to apply for student loan deferment.  To be eligible for student loan deferment, you must meet one of the following criteria:

  • You are enrolled at least half-time at a qualifying university.
  • You are unemployed or unable to find a full-time job.
  • You are experiencing an economic hardship or serving in the Peace Corps.
  • You are on active duty military service.

Deferments are not automatic

To request a deferment, you must complete an Unemployment Deferment FormIn-School Deferment Form, or Economic Hardship Form. You should send the appropriate form and documentation showing you meet the eligibility requirements to your loan servicer for their review.

If you don’t qualify for student loan deferment for whatever reason, you might still be able to pause monthly payments through student loan forbearance.

Student loan forbearance’s like student loan deferments can postpone student loan payments or lower monthly payments via forbearance. If you qualify for forbearance, you can stop making payments for up to 12 months.

There are two types of forbearance: mandatory and discretionary.

With mandatory forbearance, the government requires loan servicers to grant you a forbearance if you meet one of the following criteria:

  • You are serving in a medical or dental residency program.
  • The monthly payment on your loans is 20 percent or more of your gross income.
  • You are a teacher serving in an area that would qualify you for Teacher Loan Forgiveness.
  • You are serving in an AmeriCorps position.

Under discretionary forbearance, your loan servicer decides whether or not you qualify. You may be eligible if have financial difficulties, medical expenses, or other acceptable cause.

Pros:
If you’re facing a short-term emergency, such as a job loss, forbearance can give you much-needed relief while you get back on track. By getting your payments reduced or eliminated for a short time, you can get your finances in order without falling behind on your loans.

Cons:
Forbearance can be a useful option if you’re facing money problems, but there are some consequences to consider. Interest continues to accrue on your loans when you’re in forbearance and you’re responsible for paying that back, regardless of your loan type. That can add to the cost of your loans and make it harder to become debt-free.
However, forbearance is still a smarter option than not making payments and risking student loan default.

If you’re applying for a discretionary forbearance, you must complete the General Forbearance Request Form and submit it to your lender.

For mandatory forbearance applications, you need to complete the form that matches your situation, such as the Student Loan Debt Burden Forbearance FormMedical/Dental Residency Form, or AmeriCorps Service Form. Send the form with documentation to back up your claim to your loan servicer.

Before applying for deferment or forbearance
When you apply for deferment or forbearance, remember that you must keep making student loan payments until your loan servicer notifies you that they’ve accepted your request. Otherwise, you could become delinquent on your loans.

Even though deferment or forbearance can extend your repayment term and cause interest charges to build up, either option is preferable to entering into default. These two programs can provide much-needed relief if you’re facing a financial emergency.

For more information about federal loan repayment options, learn how to lower your payments with income-driven repayment plans.

Jason Spencer Student Loan Relief How to Pause Your Student Loan Payments | Student Loan Forbearance's & Deferment's | Jason Spencer Dallas

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Jason Spencer Dallas
Jason Spencer DFW CBS Local News BBB Better Business Bureau

The post How to Pause Your Student Loan Payments | Student Loan Forbearance’s & Deferment’s | Jason Spencer Dallas appeared first on Jason Spencer Dallas Student Loan Relief | Jason Spencer Dallas.
Jason Spencer Student Loan



source https://studentloanrelief.us/pause-student-loan-payments-student-loan-forbearances-deferments-jason-spencer-dallas-3/

How to Pause Your Student Loan Payments | Student Loan Forbearance’s & Deferment’s | Jason Spencer Dallas

Jason Spencer Student Loan

How to Pause Your Student Loan Payments | Student Loan Forbearance’s & Deferment’s | Jason Spencer Dallas

According to Jason Spencer Dallas, Students are burdened with student loan debt like never before. Americans owe over $1.4 trillion in student loan debt and the average graduate walks away with $37,172 in debt. Keeping up with your payments can be difficult, especially if you’re facing hardships like unemployment or a medical emergency.

If you’re in a tough spot, you have options you can use so you don’t default on your loans. If you have federal student loans, you can use deferment or forbearance to get through a rough patch. While using either option is not ideal, they can be a tool to help you get back on your feet according to Jason Spencer Dallas.

Student loan deferments

Student loan deferment is a federal repayment option that allows you to pause your student loan payments for up to three years. Depending on the type of loan you have, you may not be responsible for interest charges that accrue on your loan.
ProsIf you defer your student loans, you can stop making payments without entering default or damage your credit. That can free up money in your budget to pay for other demands, such as medical bills or rent. Having that breathing room can allow you to focus on getting your finances back on track.

If you have subsidized student loans, the government will pay interest that accrues while your debt is in deferment.

Jason Spencer Student Loan CBS Local News BBB Better Business Bureau Dallas BBB DFW

ConsIf your loans are unsubsidized, the government won’t cover the interest that accrues on your debt. That means your loan balance can grow while you’re in deferment and you can end up paying back thousands more in interest once deferment is over.
How to apply for student loan deferment.  To be eligible for student loan deferment, you must meet one of the following criteria:

  • You are enrolled at least half-time at a qualifying university.
  • You are unemployed or unable to find a full-time job.
  • You are experiencing an economic hardship or serving in the Peace Corps.
  • You are on active duty military service.

Deferments are not automatic

To request a deferment, you must complete an Unemployment Deferment FormIn-School Deferment Form, or Economic Hardship Form. You should send the appropriate form and documentation showing you meet the eligibility requirements to your loan servicer for their review.

If you don’t qualify for student loan deferment for whatever reason, you might still be able to pause monthly payments through student loan forbearance.

Student loan forbearance’s like student loan deferments can postpone student loan payments or lower monthly payments via forbearance. If you qualify for forbearance, you can stop making payments for up to 12 months.

There are two types of forbearance: mandatory and discretionary.

With mandatory forbearance, the government requires loan servicers to grant you a forbearance if you meet one of the following criteria:

  • You are serving in a medical or dental residency program.
  • The monthly payment on your loans is 20 percent or more of your gross income.
  • You are a teacher serving in an area that would qualify you for Teacher Loan Forgiveness.
  • You are serving in an AmeriCorps position.

Under discretionary forbearance, your loan servicer decides whether or not you qualify. You may be eligible if have financial difficulties, medical expenses, or other acceptable cause.

Pros:
If you’re facing a short-term emergency, such as a job loss, forbearance can give you much-needed relief while you get back on track. By getting your payments reduced or eliminated for a short time, you can get your finances in order without falling behind on your loans.

Cons:
Forbearance can be a useful option if you’re facing money problems, but there are some consequences to consider. Interest continues to accrue on your loans when you’re in forbearance and you’re responsible for paying that back, regardless of your loan type. That can add to the cost of your loans and make it harder to become debt-free.
However, forbearance is still a smarter option than not making payments and risking student loan default.

If you’re applying for a discretionary forbearance, you must complete the General Forbearance Request Form and submit it to your lender.

For mandatory forbearance applications, you need to complete the form that matches your situation, such as the Student Loan Debt Burden Forbearance FormMedical/Dental Residency Form, or AmeriCorps Service Form. Send the form with documentation to back up your claim to your loan servicer.

Before applying for deferment or forbearance
When you apply for deferment or forbearance, remember that you must keep making student loan payments until your loan servicer notifies you that they’ve accepted your request. Otherwise, you could become delinquent on your loans.

Even though deferment or forbearance can extend your repayment term and cause interest charges to build up, either option is preferable to entering into default. These two programs can provide much-needed relief if you’re facing a financial emergency.

For more information about federal loan repayment options, learn how to lower your payments with income-driven repayment plans.

Jason Spencer Dallas
Jason Spencer DFW CBS Local News BBB Better Business Bureau

The post How to Pause Your Student Loan Payments | Student Loan Forbearance’s & Deferment’s | Jason Spencer Dallas appeared first on Jason Spencer Dallas Student Loan Relief | Jason Spencer Dallas.
Jason Spencer Student Loan



source https://studentloanrelief.us/pause-student-loan-payments-student-loan-forbearances-deferments-jason-spencer-dallas-2/